Alcon Employees FCU
Untitled Document
Online Banking  
   

 
   
eStatements  

Fee Schedule

Effective November 1, 2016. The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

ACCOUNT RELATED FEES
Membership fee
$1.00
Membership reopen fee
$5.00
Copy of statement
$2.00 per statement period
Account history
$2.00 per request
Returned mail fee (bad address)
$2.00 per statement/month
Account closure within 180 days
$10.00
Inactive/dormant account (after 12 mo.) fee
$5.00 per month
Share withdrawal fee
3 FREE withdrawals per month. Thereafter $5.00 each withdrawal.
Research fee (min. 1 hour)
$25.00

ACH RELATED FEES
ACH NSF fee
$25.00
Courtesy Pay (overdraft privilege/per occurence)
$30.00
Stop payment on ACH (per item)
$15.00

ATM/CHECK CARD FEES
Visa ATM/Check replacement card
$5.00
Expedited card or pin
$55.00
Overnight card or pin
$65.00
Withdrawals at ATMs in network (CO-OP/Alcon Facilities)
Free
Withdrawals at ATM outside network.
$1.00
Inquiries at ATMs
FREE
Transfera at ATMs
FREE

SHARE DRAFT ACCOUNT RELATED FEES
Checking account without direct deposit
$5.00 per month (if balance falls below $250 during month)
Checking account with direct deposit
No minimum balance or monthly service fees
NSF fee (returned Alcon EFCU draft)
$25.00
Stop payment on check (per item)
$15.00
Courtesy Pay (Overdraft privilege/per occurence)
$30.00

OTHER FEES
ACH origination (recurrent transfer) set up fee
FREE (Max. up to $5000 per transfer)
ACH origination (one time transfer) set up fee*
$5.00 (Max. up to $5000 per transfer)
ACH origination (one time transfer/same day) set up fee*
$7.50 (Max. up to $5000 per transfer)
Returned deposit item fee
$15.00
Foreign collection item (exchange fees may also apply)
$30.00
Copies of share drafts
$2.00 per item
Online banking check images
FREE
Notary service (members)
FREE
Notary service (non-members)
$6.00 first signature. $1.00 each additional.
Quick Cash Loan application fee
$20.00 per application

WIRE TRANSFERS
Incoming
FREE
Outgoing (domestic)
$15.00
Outgoing (international in US dollars)
$35.00
Outgoing (international in foreign currency)
$50.00

MONEY ORDERS/CHECKS
Money Order fee
$1.50 each
Overnight CU checks
$15.00
Overnight Saturday CU checks
$25.00
Cashier's check
$3.00 per check
CU Check
$1.00 per check
VISA Gift Card
$3.00 per card

ONLINE SERVICES
Online Banking
FREE
Bill Pay services
FREE
Bill Pay overnight check payment (per payment)
$15.00
Bill Pay Same Day Electronic (per transaction)
$5.00
Bill Pay NSF returned items
$25.00
Bill Pay proof of payment (per request)
$15.00
Bill Pay Stop Payment (per request)
$25.00
Bill Pay service request (claims, late fees, unable to locate, pay not posted, outstanding check, archived retrieval request, etc.) per request
$25.00 per request
Bill Pay services - 90 consecutive days of inactivity
$5.00 per month
E-Statements
FREE
Person to Person (P2P) transfers*
FREE (Max. $2500 per day)
Person to Person (P2P) NSF fee*
$25.00


*ACH origination and Person to Person transfers deadline is 3:00 pm CST (M-F)  

Fees effective as of 11/1/2016. Service fees subject to change with notice. Please review this Fee Schedule in conjunction with our
Terms and Conditions and and Truth-in-Savings Disclosures.